Prescribed Minimum Benefits in South Africa

The prescribed minimum benefits are the minimum chronic conditions that South African Medical Aids include in their basic cover.  The more comprehensive (and more expensive plans) include up to 60 different chronic conditions.  The Minimum Prescribed Benefits are:

1. Addison's Disease 
2. Asthma
3. Bronchiectasis
4. Cardiac Failure
5. Cardiomyopathy
6. Chronic Renal Failure
7. Coronary Artery Disease
8. Crohn's Disease
9. Diabetes Insipidus
10. DiabetesMellitus type 1 or 2
11. ChronicObstructive Pulmonary Disease (e.g. emphysema)
12. Systemic Lupus Erthematosis
13. Dysrhythmia (heart arrhythmia
14. Epilepsy
15. Glaucoma
16. Haemophilia
17. Hyperlipidaemia (high cholesterol)
18. Hypertension (high blood pressure)
19. Hypothyroidism (underactive thyroid)
20. Multiple Sclerosis
21. Parkinson’s Disease
22. Rheumatoid Arthritis (not osteo-arthritis)
23. Schizophrenia
24. Ulcerative Colitis
25. Depression
26. HIVS/AIDS

This information has been supplied by Cindy Alfino (Medical Insurance Authorised Representative FSP 23418)

Other useful questions:

·         Does my medical history influence my premium?

·         Does my age affect my medical aid premium in South Africa?

·        Where can I obtain my chronic medication in South Africa?