When I apply for a home loan / mortgage in South Africa, what factors affect my interest rate?

The banks will look at your risk profile, what the property is valued at in comparison to the amount you want to bond the property for, your income in relations to your monthly bond payments.  All these factors are taken into account when deciding on an interest rate for individual applicants.

This information was supplied by natasha@incompass.co.za

more useful links and information on home loans below:-

Interest Rates in South Africa