How does my age influence my medical aid premium in South Africa?

If you are over the age of 35 and you have never had South African Insurance before – your age will affect your medical aid premium

Your age will determine if a Late Joiner Penalty (LJP) will be added to your premium and if so, to what degree you will be penalized. This only applies to

people immigrating to South Africa that are over the age of 35. The reason for this is that you have not contributed to the South African medical aid


If you would like more information on how this medical aid in South Africa works, you can contact our medical expert Cindy Alfino on .

This information has been provided by Cindy Alfino (Medical Insurance Authorised Representative – FSP 23418. For more information please use the contact form

or email